White Bear Group Team

The team at White Bear Group has the right knowledge, skills, and resources to change the dynamics of healthcare for your business. With careful planning, precision and patience, anything is possible.

Teresa "Teri" C. Gutierrez, Managing Partner

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Teri brings over 20 years of experience in group health, self-funding, disability, life, and voluntary benefits for mid-size businesses. She is a certified Life Underwriter Training Council Fellow (LUTCF). Teri is Past President of the Triangle Association of Health Underwriters, Awards Chair North Carolina Association of Health Underwriters and past President of the Raleigh Life Underwriters Association. Her professional achievements include two Seabury & Smith Director's Council National Awards. She has bachelor degrees in Marketing and Business Administration from Barton College, NC. Teri is currently licensed in NC, SC, GA, VA, MD, DC, FL, MI, and CA.

Antonio "Tony" Gutierrez, Managing Partner

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Tony brings over 14 years of corporate experience to the organization specializing in group health, self-funding, disability, life, and voluntary benefits, serving the needs of businesses with Hispanic employees. Tony focuses on health reform and its impact on employers-sponsored health coverage. He is Webmaster for the Triangle Association of Health Underwriters, Webmaster North Carolina Association of Health Underwriters and 2009-10 National Media Relations Chair National Association of Health Underwriters. Tony has a bachelor of science degree in Electrical Engineering from North Carolina State University. He is currently licensed in NC, SC, and VA.

Liz Gallops, Benefits Professional

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Liz Gallops specializes in insurance products for individuals, small group, high-risk pool, Medicare Supplements and services the benefit needs of IBS clients. She is chapter president of the Triangle Association of Health Underwriters and on the New Agent Advisory Council for the National Association of Health Underwriters. Elizabeth holds bachelor degrees in Sociology and Spanish from North Carolina State University and a Masters degree in Higher Education Administration from the University of South Carolina. She is currently licensed in NC.